stock here----update---I did sign up for all 5 free services, but did not receive the confirmation email yet, probably millions are signing up
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I have been pondering if I need to take action after 143 million accounts were hacked.
And I found out how to find out if my data was hacked
Equifax appears to be performing in a stand up way, offering free services to people for 1 year, even if you weren't hacked.
Yesterday they told me my data was not breached, today when signing up for the 5 free products, they
told me I may have been impacted. At the bottom here, I added their "Terms of Use". You get the 5 free products as package deal, no ala carte options exist. One is a credit lock, annoying if you actually are applying for a loan or credit.
They are offering 5 free services. What is weird though is that they give you a future enrollment date, for me it is tomorrow. Although they state you can enroll anytime between that date and Nov 27, 2017. So I have to log back in tomorrow (or after).
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IMPORTANT -- during the sign up process you see this
A Progress Update for Consumers
September 8, 2017
We understand that some consumers are experiencing difficulties
getting the answers and support they need through our website and call
center. Ramping up the website and call center to handle the anticipated
volume is ongoing and we are focused on making improvements as quickly
as possible. We apologize for any inconvenience this process has
created.
Thus far today, we’ve made the following adjustments:
1) You Can Determine Your Status Immediately
Some consumers who visited the website soon after its launch failed to
receive confirmation clarifying whether or not they were potentially
impacted. That issue is now resolved, and we encourage those consumers
to revisit the site to receive a response that clarifies their status.
2) No Waiver Of Rights For This Cyber Security Incident
In response to consumer inquiries, we have made it clear that the
arbitration clause and class action waiver included in the Equifax and
TrustedID Premier terms of use does not apply to this cybersecurity
incident.
3) Expanded Our Call Center
We have tripled our call center team to over 2000 agents and continue to add agents.
Our goal is to make this process as convenient and consistent as
possible. We will continue to identify steps to improve this process.
And we will continue as well to listen to your comments and suggestions.
---------------------------------------------------------------------------------------------
They are offering
1) Equifax Credit Report
2) Equifax Credit Report Lock
3) $1M Identity Theft Insurance
4) 3 Bureau Credit File Monitoring
5) Social Security Number Monitoring
Go here and check if you were hacked
Then go to the Enroll in blue near the top, they will take you to screen and give a date you can first enroll. I guess they had so many people trying to enroll at once that it overloaded their systems so they are trying to spread it out.
There have been recent public reports from Equifax, a major
provider of various consumer credit services such as consumer credit reports
and fraud monitoring, that personally identifiable information of 143 million
U.S. consumers may have been accessed as a result of a confirmed major data
breach. Data exposed reportedly included names, birth dates, social security
numbers, physical addresses and, in some cases, driver’s license numbers.
Credit card numbers for around 209,000 US consumers were also reportedly
accessed.
PS They told me that I was not hacked (yesterday, but today they said I was hacked)
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Effective Date: September 8, 2017
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Inc. has no responsibility therefore. This Agreement
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from Your computer, and to all persons using
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on any persons other than Us and You and the third
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third party beneficiaries under this
Agreement.
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| FACTS |
WHAT DOES TrustedID, Inc. DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
- Social Security number and credit card information
- Payment history and transaction history
- Credit scores and credit history
|
| How? |
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share
their customers’ personal information; the reasons TrustedID, Inc. chooses to share;
and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does TrustedID, Inc. share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or report
to credit bureaus |
YES |
NO |
For our marketing purposes—
to offer our products and services to you
|
YES |
NO |
| For joint marketing with other financial companies |
YES |
NO |
For our affiliates’ everyday business purposes —
information about your
transactions and experiences
|
YES |
NO |
For our affiliates’ everyday business purposes—
information about your
creditworthiness
|
NO |
We do not share. |
| For our affiliates to market to you |
NO |
We do not share. |
| For nonaffiliates to market to you |
NO |
We do not share. |
| Questions? |
Call: 1.888.548.7878 from 7:00 a.m. – 8:00 p.m., Central Time seven days a week — our
menu will prompt you through your choice(s) |
| What we do |
| How does TrustedID, Inc. protect my personal information?
|
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings. For additional information, contact us at 1-888-548-7878
from 7:00 a.m. – 8:00 p.m., Central Time seven days a week—our menu will prompt you
through your choice(s). |
| How does TrustedID, Inc. collect my personal information?
|
We collect your personal information, for example, when you
- open an account or provide account information
- use your credit or debit card, or pay your bills
- give us your contact information
We also collect your personal
information from others, such as credit bureaus, affiliates, or other
companies.
|
| Why can’t I limit all sharing?
|
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual
companies may give you additional rights to limit sharing. See below for
more on your rights under
state law.
|
| Definitions |
| Affiliates
|
Companies related by common ownership or control. They can be financial and nonfinancial
companies.
- Our affiliates include companies with an Equifax name; and others such as IXI
Corporation and TALX Corporation.
|
| Nonaffiliates
|
Companies not related to by
common ownership or control. They can be financial and nonfinancial
companies.
- Nonaffiliates we may share with may include marketing and analytics companies.
|
| Joint marketing
|
A formal agreement between nonaffiliated financial companies that together market financial
products or services to you.
- Our joint marketing partners include companies that provide financial education.
|
| Other important information |
| California: If your account has a California billing address, we will not
share your personal information except to the extent permitted under California law.
|
https://efile.fara.gov/pls/apex/f?p=171:200:16072402757751::NO:RP,200:P200_REG_NUMBER,P200_DOC_TYPE,P200_COUNTRY:5926,Exhibit%20AB,JAPAN 
